Rates & Fees
When you request a loan with MyPaydayLoans.com, you gain access to a network of lenders that can get you the money you need as fast as the next business day, if approved. Our service is free – you’ll never be charged for using our online loan request or for browsing loan offers on our website. There’s no obligation to accept any loan presented. In addition to traditional loans, some lenders in our network may offer line of credit.
Our Role in the Process
MyPaydayLoans.com does not provide payday loans to customers. We work as an online marketplace that connects customers with the loans that meet their needs. We take your request and present it to our network of lenders. It’s up to you to decide whether a loan works for you. At MyPaydayLoans.com, we give you the tools to make the borrowing choices. There’s never a fee or obligation to use our site.
MyPaydayLoans.com has no influence on the rates and fees you incur from your lender. Most lenders set their fees based on the information on your request. Lenders may also make adjustments to comply with state laws. To help ensure that your lender is treating you properly, you should familiarize yourself with the laws governing payday loans in your state. Our lender network includes state and Tribal lenders. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws.
Charges From Your Lender
The Truth in Lending Act mandates that all lenders must disclose fees and interest charges up-front. Before you sign anything, review the terms and conditions of each loan offered. If you are approved for a loan, you’ll be directed to the lender’s e-signature page. The terms and conditions will appear again so that you have one more opportunity to review before signing.
We Work With All Credit Types
Payday loans online are available to borrowers with less than perfect credit. Our network of lenders work with bad credit.
Do you need fast cash? Is your credit less than stellar? Request with MyPaydayLoans.com today and see what our lenders have to offer!